A holiday overseas is definitely one for full enjoyment and it will be such an embarrassment if things turned out wrong. Being in a different country doesn’t mean that you can’t fall victim to any of the day to day dangers of life. Medical emergencies, theft and loss are likely to affect you in one way while on holiday and in case you are not well covered, the experience will be very terrible as you will have to foot all the costs affiliated to the incidence. Other than looking at travel insurance as an wasted expense, look at it as paying for some peace of mind that will surely allow you to enjoy your holiday without fear on how to handle circumstances if something goes wrong.
If you are not yet convinced, go through the reasons below why it is necessary to have travel insurance.
Medical Insurance Kenya
Statistics of the Australian government indicate that every year the Australian Consulates gets 900 deaths and one thousand two hundred travelers abroad being hospitalized. In south Eastern Asia, hospitals cost close to one thousand dollars a day, so if a traveler has lacks insurance cover, they have to foot the entire bill. The very government statistics indicate about fifty medical evacuations annually. Considering the one hundred dollar evacuation cost of evacuation from USA, you will realize that it is rather vital to be insured.
As you travel items get lost. Baggage is lost at the airport and many wallets stolen during sightseeing in cities that are unfamiliar. Once insured, you have no reason to get worried. Property loss is very stressing although being insured is the clear differentiates between a temporary disturbance and costly disaster that can spoil your entire holiday.
Flight cancellation is a very stressing yet common occurrence. You may find your self waiting at the airport for many hours. Worse still is when you have transfers or connecting flights the effect is worse and very costly. Even when not plan you may end up booking more accommodation at the final time or even miss accommodation for more than one night when they are all booked out. Use your travel insurance to protect you against all these problems.
Acts of Nature
If in any way you get stuck abroad because of natural catastrophes like hurricanes, chances are high that you can be covered by the insurance company. When traveling to very risky places or those with such belief, it is rather good that you consider this when deciding your policy.
Unpredictable situations in life could mean that you have to end your trip earlier or postpone it instead. Sadly no one ever knows when they get sick or lose a relative.travel insurance will certainly help you gain some cost affiliated to the postponed trip.
Despite being a necessary evil, the travel insurance cover is a precaution against unplanned occurrence while abroad. There are several affordable insurance covers, for that reason it wouldn’t be good to travel minus one.